A remortgage is when you are changing your mortgage from one lender to another lender.

 

People remortgage for many different reasons, but the main reason people do so is when they will be financially better off. A common time people think about this is when the introductory interest rate is coming to an end with the existing lender and a new discount rate could be available with an alternative lender.

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When remortgaging to another lender we will take into consideration all the costs involved such as early repayment charges, solicitor fees, valuation fees, product fees and exit fees. We will ensure that you without doubt are moving over to a more cost effective lender with all costs considered.

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You may have to pay an early repayment charge to your existing lender if you remortgage.